💳 First Direct –  £175 Bonus

• Open a 1st Account & switch with 2 direct debits/standing orders
• Pay in £1,000 (must stay for 24 hours)
• Use the debit card 5 times + log into the app
• Must be new to First Direct & HSBC (since 2018)
• Bonus paid by the 20th of the following month
  Click here for more info

💳 NatWest –  £150 Bonus

• Open/switch to a Reward Current Account
• Pay in £1,250 (must stay for 24 hours)
• Log into the app
• Bonus paid within 30 days
  Click here for more info

💰 Barclays Rainy Day Fund – 4.87% interest (up to £5,000) → Drops to 4.61% on 6 May 2025. Requires Barclays Blue Rewards (£5 monthly fee). Click here for more info.

💳 Santander Edge – 6% interest (up to £4,000 for 12 months) + 1% cashback on bills, groceries & travel (£3 monthly fee). Click here for more info.

💳 Santander Edge Up –  3.50% interest (up to £25,000) + 1% cashback on bills, groceries & travel (£5 monthly fee). Click here for more info.

💸 Santander Regular Saver – 5% fixed for 12 months. Save up to £200/month, earn £65.01 interest in a year. Click here for more info.

💳 Nationwide FlexDirect

• Flex Regular Saver: 6.50% (up to £200/month)
• 1 Year Fixed Rate Cash ISA: 4.25%
• 1 Year Fixed Rate Online Bond: 4.15%

✨ If you have a Nationwide current account, mortgage or savings account (£100+), you might receive a £100 Fairer Share payment (as in 2023 & 2024).

👉 Go to Nationwide

 

💳 Lloyds

Club Lloyds Monthly Saver: 6.25%

• Save £25 – £400/month
• Withdrawals allowed, £400/month gives £150 interest in a year

Monthly Saver: 5.25% interest (fixed for 12 months)

• Save £25 – £250/month, £250/month gives £78.75 interest in a year

💡 Fee Alert: Club Lloyds account fee rises from £3 to £5 (June 2025), waived if you deposit £2,000/month

👉 Go to Lloyds

 

💳 HSBC

• Fixed Rate Cash ISA: 4.15% (up to 13 months, for current account holders)
• Fixed Rate Savings: 4.10% (1 year, no instant access)
• Fixed Rate Savings: 3.90% (2 years, no instant access)

Online Bonus Saver

• Up to £50,000: 4.00% interest
• Over £50,000: 1.75%

👉 Go to HSBC

💳 TSB

• Cash ISA: 4.02% (18 months)
• Instant Access: Up to 6.00% (12 months)
• Fixed Rate Bond: 4.15% (12 months)

👉 Go to TSB

 

💳 Co-op Bank

• 1 Year Fixed Rate Cash ISA: 3.93% (min. £5,000 deposit)
• 2 Year Fixed Rate Cash ISA: 3.75% (min. £5,000 deposit)
• 1 Year Fixed Term Deposit: 4.15% (annual interest) or 4.20% (monthly interest)

👉 Go to Co-op

 

💳 Virgin Money

• M Plus Current Account: 1.00% interest (up to £1,000)
• Linked Savings: 2.50% (up to £25,000)
• Defined Access E-Saver: 4.06%
• 1 Year Fixed Rate Cash E-ISA: 4.10% (fixed until April 2026)

👉 Go to Virgin Money

 

💳 Kroo

Current Account Interest Rate: 3.40% (paid monthly)

• No monthly fees
• Interest tracks 1.10% below BoE base rate (currently 4.50%)

👉 Go to Kroo

 

💳 Halifax

Reward Current Account

• Choose between £5 cash/month, a cinema ticket, digital movies or magazines
• Fee: £3/month (waived if you deposit £1,500/month)

Regular Saver: 5.50% interest (12 months)

• Save £25 – £250/month, £250/month earns £82.50 interest

👉 Go to Halifax 

 

💳 Chase Bank

Round-Up Account: Linked 5% interest

• 1% Cashback (changing April 2025: only on supermarkets, fuel & transport)

Chase Saver: Now 1.50% below BoE base rate (currently 3.00%)

👉 Go to Chase

 

💳 Bank of Scotland

• Monthly Saver: 5.50% interest
• 1 Year Fixed Cash ISA: 4.25%
• 2 Year Fixed Cash ISA: 4.00%
• Advantage ISA Saver: 3.50%

👉 Go to Bank of Scotland

 

💳 Moneybox

• Stocks & Shares ISA: 3.25% interest (paid monthly)
• Cash ISA: 4.20% (plus 1.18% bonus for 3 months)
• 95 Day Notice Account: 4.55% (monthly interest)

👉 Go to Moneybox 

 

💳 Starling

• Easy Saver (NEW!): 4.00% interest

👉 Go to Starling

 

💳 Raisin

Fixed Rate Bonds (Deposit: £5,000)

• Al Rayan Bank: 4.70% (1 year)
• Al Rayan Bank: 4.65% (6 months)

Easy Access (Deposit: £5,000)

• Monument Bank: 4.56% (variable)
• QIB UK: 4.40% (variable)

👉 Go to Raisin

 

💳 NS&I

• Premium Bonds Prize Rate: 3.80% (from April 2025)
• Direct Saver: 3.30% (from March 2025)
• Green Savings Bond (3 Years): 2.95%

👉 Go to NS&I 

 

💳 Monzo

• Instant Access: 3.50%
• Instant Access Cash ISA: 3.50%

👉 Go to Monzo

 

💳 Chip

• Easy Access Saver: 3.56% (only 3 free withdrawals)
• Instant Access: 3.50%
• Cash ISA: 4.32%

💡 Some charges apply, so check their terms ⬇️

👉 Go to Chip

 

 💳 Tandem 💰💰💰

• Instant Access: 4.15% (includes 0.25% bonus for 12 months)
• Fixed Rate Accounts Available

👉 Go to Tandem

Financielle Money Deals 💸

April 2025 🤑