“Money Goals Feel Impossible? Here’s a Plan That Actually Works”
Managing money can be overwhelming. Should I save money? Should I pay off my debt? Should I be investing? It’s hard to know where to start.
Oh hey 👋, Laura here – Co-founder of Financielle.
When I first started looking for ways to take back control of my own money, I realised just how overwhelming the world of personal finance can be. There were hundreds of books, blogs, and videos, but as a single working mum, it felt unachievable to tackle it all on my own. I wanted something simple, something that broke it all down.
So, I set about creating a Playbook that I could work through step by step to remove the overwhelm. Focusing on one thing at a time and then moving onto the next made perfect sense! Why had nobody thought of this before?
Financielle exists to help you do just that – take back control of your money, hit your money goals, and feel more financially well, one step at a time.
We do this with a step by step plan, Financielle’s Money Playbook. For the TL;DR, here are the stages:
🚨 Survive
1️⃣ Know Your Numbers
Do your budget, list your debts, list your assets. You need to know where you’re at if you want to build a money plan.
2️⃣ Mini Emergency Fund
Build a mini emergency fund of at least one month’s expenses and put it to one side for emergencies only.
3️⃣ Ditch Debt
By ditching consumer debt you’ll be more in control, reduce your fixed expenses and genuinely feel better.
🏡 Build
4️⃣ Large Emergency Fund
Once you’ve ditched your debt, it’s time to build that emergency fund of dreams! Aim for the right figure for you, somewhere between 3-6 months is a popular choice!
5️⃣ Buy Your Castle
If you’re wanting to save for a home – the time is now!
🌱 Grow
Do these separately in order of preference or together at the same time – whatever feels right for you!
6️⃣ Invest extra in the market, either in pre or post retirement, tax efficient accounts
7️⃣ Invest in property
8️⃣ Overpay your mortgage
By following Financielle’s Money Playbook, you’ll have a clear plan for your money. With every budget, you can allocate your excess income (the money left over after covering your expenses) directly toward your financial goals.
We can’t wait to see you win with money!🥹
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